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Life Insurance

New Hire Enrollment Deadline:  You have 10 days from your new hire meeting to enroll in the insurance and benefit plans.

District Paid Group Life Insurance:  The District provides all benefit eligible employees with some Basic Life Insurance at no cost. 

  • $30,000* (with Accidental Death & Dismemberment provisions) for benefit eligible Certified and Classified Staff

  • $50,000* (with Accidental Death & Dismemberment provisions) for benefit eligible Administrative Staff

 *The amount of district paid life insurance is reduced once the employee reaches age 65.  Please contact the JPS Insurance/Benefit Office for additional information about the reduction in coverage. 

Eligibility requirements to enroll in the District Paid Group Life Insurance: 

  • Certified – ½ or full-time – all eligible

  • Classified – 20 – 40 hours/week – all eligible

  • Classified – 19 hours/week or less - NOT eligible.

*** Contact the Insurance/Benefit Office if your contracted hours change ***

Dependent Life Insurance:  Dependent life insurance is available with the District paid group life policy.  The monthly premium is $1.40 regardless of the number of dependents covered.  The coverage amounts are listed below: 

  • Spouse - $5,000
  • Dependent children - $ 250: age 14 days to 6 months.
  • Dependent children - $2,500: age 6 months to 21 years.
  • Dependent children - $2,500: age 21 years and older, if a full-time student and dependent on the employee for 50% or more of support.

Leave of Absence: Employees on an approved leave of absence may continue the District’s group life insurance by self-paying the monthly premiums due.  Contact the Insurance/Benefit Office to make payment arrangements.  Employees who do not continue paying their life insurance premiums while on leave, will be required to complete an Evidence of Insurability (EOI form) upon returning to work. The life insurance provider may deny coverage based upon the EOI.

 

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